What's a good amount of car insurance coverage in South Dakota?
I currently have the state minimums on my vehicle and want to enhance my coverage. What should I raise my coverage levels to?
Answer provided by
Answered on Apr 21, 2021
“Increasing your car insurance coverage is a great way to protect yourself in case of an accident. While your rates will increase due to higher levels of coverage, you can gain peace of mind by knowing your vehicle is properly insured.
Beyond state minimums, coverage amounts are based on personal preference. A general rule of thumb is to buy as much coverage as you can comfortably afford. You can never have too much insurance!
There are several types of car insurance, and knowing which ones are best for you can be difficult. Reaching out to your current insurance company is a great way to get an explanation or overview of the coverages they offer.
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
Will getting a car insurance quote affect my credit score?
Since having a bad credit score can mean you need to pay more for insurance, I know that insurance companies check drivers' scores before giving them quotes. So does getting those quotes hurt my credit score? I've heard getting too many credit checks is bad.
Mar 12, 2021
Will the hospital tell my insurance company about my car accident?
I suffered some injuries in a car accident and went to a hospital for treatment. While I was there, the staff made copies of my auto insurance ID. Does this mean the hospital will notify my insurance company about the accident?
Feb 24, 2021