coverage is a great way to protect yourself in case of an accident. While your rates will increase due to higher levels of coverage, you can gain peace of mind by knowing your vehicle is properly insured.
Beyond state minimums, coverage amounts are based on personal preference. A general rule of thumb is to buy as much coverage as you can comfortably afford. You can never have too much insurance!
, and knowing which ones are best for you can be difficult. Reaching out to your current insurance company is a great way to get an explanation or overview of the coverages they offer.
If your vehicle is financed, you should have full-coverage insurance. Most lenders require you to have both
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.