What would be the cheapest car insurance for my 22-year-old daughter?

I'm looking for car insurance for my daughter and it's ridiculously expensive. We're getting quoted around $4,000 for an annual policy, and the vehicle isn't even worth that much. She has a clean driving record as well.

Answer
“Finding cheap car insurance can be difficult for a young driver. If you’re not concerned about paying for damage to the vehicle, getting only liability insurance will be the cheapest option.
Even with a clean record, younger drivers face higher rates. If you haven’t already, you should speak to your current carrier to find out the cost of adding your daughter to your own policy. Assuming that you have a clean driving record as well, it may cost less to add her and the vehicle to your existing policy.
You can also see if your daughter qualifies for any good student or driver discounts.
You should seek out car insurance quotes online. By looking at various plans, you’ll be able to determine who can offer the best price for the coverage she’ll require.
If you want to save money on car insurance, the Jerry app is a good place to start.
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Emily Maracle
Answered on May 07, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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