“If you’re receiving quotes from other carriers that have higher coverage levels and lower premiums, it may be time to switch your insurance. Having higher bodily injury liability and other coverages will protect you in the event of an accident. Less is not more in the case of car insurance!
You can still reach out to your current company to see what they can offer you. Since you’ve been with them for a longer period of time, they may be able to give you a similar rate.
It also never hurts to comparison shop. Carriers adjust rates often. It’s common to receive a quote from a different carrier that is lower than what you are paying.
You can view car insurance quotes online to see what options are available to you. Once you’ve reviewed your options, you can decide what’s best for you. “