What will the revised no-fault accident laws in Michigan do to my car insurance policy and rate?

Michigan made some changes to the no-fault accident laws in 2020. Car insurance is already expensive here. What will this mean for my policy and rates?

“In July 2020, Michigan made some significant changes to its no-fault system. However, this is mostly a positive thing for Michigan drivers, as the state had the highest car insurance costs in the country in 2020.
Some of the advantages of the law changes are as follows:
  • Insurance companies are legally required to lower their average personal injury protection (PIP) premiums by up to 45%.
  • Liability insurance has higher minimum limits of 50/100/10.
  • Maximum liability insurance limits are 250/500/10.
Although the higher liability coverage minimums may increase your rates, the significant drop in PIP should lead to lower premiums.
If you want to save money on car insurance, the Jerry app is a good place to start. A licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies and buying new car insurance. “
Eric Schad
Answered on Apr 28, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

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