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What types of car insurance cover flood damage?

I want to make sure my car is protected in case of a flood. What types of car insurance should I get?

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you want your car protected from natural disasters, you need to purchase
comprehensive insurance
.
Comprehensive policies cover natural distasters like:
  • Earthquakes
  • Floods
  • Hurricanes
  • Tornadoes
Comprehensive insurance will also protect your vehicle from other hazards like vandalism, theft, and fallen objects.
When you purchase comprehensive insurance, you’ll need to select a deductible, which is the amount you’ll have to front in a claim before your
car insurance
kicks in.
Thankfully, comprehensive coverage tends to be inexpensive, so you can choose to have a lower deductible for this than you would collision coverage—and you do not have to carry collision coverage in order to have comprehensive coverage.
Since you are thinking of making changes to your policy limits, now is the time to get quotes for a new insurance provider. Try using the
Jerry
app to help you find lower rates. Jerry shops prices with up to 50 insurance companies and delivers the lowest rates straight to your phone in minutes. If you have any questions, you can text an agent and they will text right back with assistance!”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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