What types of car insurance are there?

I am looking for my first car insurance policy. What are the different types of insurance available? Are there any types of insurance I'm required to have?

Answer
“There are many different types of car insurance available depending on your needs and situation.
Every state has requirements for minimum coverage car insurance, so what’s required will depend on where you live.
However, most states require liability car insurance. Liability insurance includes:
Some states also require:
If your vehicle is financed, you may also be required to carry both comprehensive insurance and collision insurance.
After mandatory coverages are added, there are also a variety of optional coverages. These include things like towing, roadside assistance, or rental cars.
It’s surely a lot to soak in, but once you’ve deciphered just what you need, make sure to shop around to get the best rate. Check out the Jerry app, which allows you to compare dozens of rates from top insurers in about a minute.”
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Emily Maracle
Answered on Aug 19, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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