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What types of car insurance are there?
I am looking for my first car insurance policy. What are the different types of insurance available? Are there any types of insurance I'm required to have?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Every state has requirements for
minimum coverage car insurance
, so what’s required will depend on where you live.Some states also require:
If your vehicle is financed, you may also be required to carry both
comprehensive insurance
and collision insurance
.After mandatory coverages are added, there are also a variety of optional coverages. These include things like towing, roadside assistance, or rental cars.
It’s surely a lot to soak in, but once you’ve deciphered just what you need, make sure to shop around to get the best rate. Check out the
Jerry
app, which allows you to compare dozens of rates from top insurers in about a minute.”View full answer
- Gregory R.
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