What type of insurance do you need if you are running a car wash?

I want to start a car wash business. I'm assuming I'll need liability insurance, but I'm not sure what other coverage I'll need.

Answer
“When you’re looking to insure a business, you’ll need different types of insurance compared to what personal auto policies offer.
If you are currently insured, you should reach out to your carrier. You can find out if they offer commercial or business policies. They’ll also be able to detail the types of coverage they offer and what would be best for the business you’ll be running.
The coverages available often cover general liability, as well as property damage, for set amounts. If you have employees, you’d also be able to get coverage for workers’ compensation and any work-related accidents.
Most major carriers offer business and commercial policies, including Progressive and Nationwide. To ensure you’re getting the best rates, be sure to shop around and compare coverages and prices.
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Emily Maracle
Answered on May 07, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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