PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
What type of insurance do I need for my commercial trucks?
What kind of insurance should I get for my trucking company? I have a fleet of four commercial delivery trucks and want to start a trucking company of my own. How can I make sure I have enough coverage?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“One of the first things you should do is understand all state and federal government regulations for your new business venture. The DAT Authority and the U.S. Small Business Administration will have most of the information you need about safety, fuel use, taxes, compliance, and insurance.
Several types of insurance could be applicable for a trucking company, such as:
- Liability
- Cargo
- Physical Damage
- Non-trucking use
The amounts of coverage can depend on what you plan on hauling. It can be anything from mail parcels, food delivery, or furniture. $100,000 in insurance is the standard limit.
The most popular choices for liability coverage are $750,000 or $1 million. Commercial companies are a big target for liability claims, so the more coverage you can have there, the better!
Since you are new in this line of work, work closely with an
insurance agent
to ensure that your insurance provides adequate coverage.If you want help navigating the different commercial policies on the market, try the
Jerry
app. Jerry compares rates from the top companies and delivers the best deals to your phone in minutes.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
