doesn’t really cover much; it just makes you a legal driver. If you have the budget to increase your liability coverage, then you should.
Liability insurance limits are often listed as three numbers, such as 25/50/25. This denotes:
$25,000 for bodily injury liability per person
$50,000 for bodily injury liability per accident
$25,000 for property damage liability per accident
To avoid paying out of pocket after an at-fault accident, you should consider getting higher liability limits, such as 50/100/50 or 100/300/100. Doing so will result in a slightly higher rate, but it will protect you in the long run from financial ruin and possible lawsuits.”
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.