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What type of home insurance policy covers expensive items in your home?
I just bought a big-screen TV for $4,000. I just want to make sure it's covered by my home insurance policy. What type of home insurance will cover this policy?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Movie nights are about to be incredible at your house!
If you want to cover electronics or other assets in your home, your insurance may already cover it.
Most home insurance policies include personal property coverage up to a certain amount. If a covered peril damages your personal property, your insurance will pay to replace it.
However, you’ll want to talk with an agent to ensure you have coverage. If not, they can find the best way to cover these items.
In other cases, you may need to add blanket coverage or an individual floater for these items.
Contacting an insurance agent will give you the best idea of how to cover these items. You can also text
Jerry
to get help you find the coverage you want for the best price.”View full answer
- Gregory R.
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