What type of FICO scoring do car dealerships use?

What do car dealerships most commonly use for credit scores? I know that FICO scores come in a range of types.

Answer
“FICO 8 scoring is the industry standard for car loans, but they may also use automotive-specific FICO scoring to give them a better idea of your candidacy.
The FICO 8 system reduces the impact of occasional late payments, but it also penalizes your score if you have high balances.
So if you want to improve your FICO 8 score, start paying down your high-interest debt as soon as possible.”
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Eric Schad
Answered on Jul 14, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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