What type of car insurance should I get if I'm a new driver and bought a 2012 Mazda RX8?
I'm a 19-year-old woman who recently got a 2012 Mazda RX8. I know nothing about how liability or deductibles work, but I also want the cheapest coverage. What should I do?
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Answered on Apr 23, 2021
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“Sweet ride! While you might love driving your Mazda, it’s also going to be expensive to insure because you’re young and it’s a sports car.
Liability insurance pays for the other driver’s medical bills and property damage in an accident if you’re at fault. A deductible is the amount you have to pay out of pocket to get your car fixed. Once you pay this amount, your insurance will cover the rest.
Because you have a fancier sports car, you might want to get full coverage. This typically includes:
- Liability insurance, as mentioned above
- Collision insurance, which covers damage to your vehicle
- Comprehensive insurance, which covers damage to your car that’s not the result of a collision
Through this full coverage, you can make sure that your car and other motorists are covered. However, this level of protection is going to come at a greater cost than a liability-only policy.
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