What type of car insurance should I get if I'm a new driver and bought a 2012 Mazda RX8?

I'm a 19-year-old woman who recently got a 2012 Mazda RX8. I know nothing about how liability or deductibles work, but I also want the cheapest coverage. What should I do?

Answer provided by
avatar
Eric Schad
Answered on Apr 23, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“Sweet ride! While you might love driving your Mazda, it’s also going to be expensive to insure because you’re young and it’s a sports car.
Liability insurance pays for the other driver’s medical bills and property damage in an accident if you’re at fault. A deductible is the amount you have to pay out of pocket to get your car fixed. Once you pay this amount, your insurance will cover the rest.
Because you have a fancier sports car, you might want to get full coverage. This typically includes:
  • Liability insurance, as mentioned above
  • Collision insurance, which covers damage to your vehicle
  • Comprehensive insurance, which covers damage to your car that’s not the result of a collision
Through this full coverage, you can make sure that your car and other motorists are covered. However, this level of protection is going to come at a greater cost than a liability-only policy.
You can shop for car insurance quotes online to find the best rates available. Consider signing up with Jerry, a free insurance-shopping app can provide you with competitive quotes in under a minute.”
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies