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What type of car insurance should I get if I'm a new driver and bought a 2012 Mazda RX8?

I'm a 19-year-old woman who recently got a 2012 Mazda RX8. I know nothing about how liability or deductibles work, but I also want the cheapest coverage. What should I do?

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Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Sweet ride! While you might love driving your Mazda, it’s also going to be expensive to insure because you’re young and it’s a sports car.
Liability insurance
pays for the other driver’s medical bills and property damage in an accident if you’re at fault. A deductible is the amount you have to pay out of pocket to get your car fixed. Once you pay this amount, your insurance will cover the rest.
Because you have a fancier sports car, you might want to get full coverage. This typically includes:
  • Liability insurance, as mentioned above
  • Collision insurance, which covers damage to your vehicle
  • Comprehensive insurance, which covers damage to your car that’s not the result of a collision
Through this full coverage, you can make sure that your car and other motorists are covered. However, this level of protection is going to come at a greater cost than a liability-only policy.
You can shop for
car insurance quotes online
to find the best rates available. Consider signing up with
Jerry
, a free insurance-shopping app can provide you with competitive quotes in under a minute.”
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