What type of car insurance should I get if I'm a new driver and bought a 2012 Mazda RX8?

I'm a 19-year-old woman who recently got a 2012 Mazda RX8. I know nothing about how liability or deductibles work, but I also want the cheapest coverage. What should I do?

Answer provided by
Eric Schad
Answered on Apr 23, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“Sweet ride! While you might love driving your Mazda, it’s also going to be expensive to insure because you’re young and it’s a sports car.
Liability insurance pays for the other driver’s medical bills and property damage in an accident if you’re at fault. A deductible is the amount you have to pay out of pocket to get your car fixed. Once you pay this amount, your insurance will cover the rest.
Because you have a fancier sports car, you might want to get full coverage. This typically includes:
  • Liability insurance, as mentioned above
  • Collision insurance, which covers damage to your vehicle
  • Comprehensive insurance, which covers damage to your car that’s not the result of a collision
Through this full coverage, you can make sure that your car and other motorists are covered. However, this level of protection is going to come at a greater cost than a liability-only policy.
You can shop for car insurance quotes online to find the best rates available. Consider signing up with Jerry, a free insurance-shopping app can provide you with competitive quotes in under a minute.”

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies