What type of car insurance should I get?

I'm trying to decide on what type of insurance to get on my car. Is there something I'm missing with regard to the different types of insurance?

Answer
“One common problem that car owners have is choosing the right policy, especially with so many different types of insurance. The best thing you can do is educate yourself on what kind of protection is offered by each coverage type.
  • Liability insurance covers vehicle damage or injuries caused to the other driver when you’re at fault in an accident.
  • Collision insurance covers damage to your vehicle in an accident, regardless of who is at fault.
  • Comprehensive insurance covers damage to your car as a result of a non-driving incident.
By knowing what coverage works best for your needs and budget, you can avoid the financial burdens associated with paying out of pocket. Don’t always go with bare-minimum coverage when it won’t cover your needs financially or otherwise. “
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Eric Schad
Answered on Apr 13, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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