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What type of car insurance should I get?
I'm trying to decide on what type of insurance to get on my car. Is there something I'm missing with regard to the different types of insurance?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“One common problem that car owners have is choosing the right policy, especially with so many different
types of insurance
. The best thing you can do is educate yourself on what kind of protection is offered by each coverage type. - Liability insurancecovers vehicle damage or injuries caused to the other driver when you’re at fault in an accident.
- Collision insurancecovers damage to your vehicle in an accident, regardless of who is at fault.
- Comprehensive insurancecovers damage to your car as a result of a non-driving incident.
By knowing what coverage works best for your needs and budget, you can avoid the financial burdens associated with paying out of pocket. Don’t always go with bare-minimum coverage when it won’t cover your needs financially or otherwise.
“
View full answer
- Gregory R.
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