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What type of car insurance do I need in California if I no longer drive, but I have a friend take me to the doctor's office?
My eyesight has continued to decline, and while I have a driver's license, I no longer drive. However, I want to keep my car to get to appointments and I let my friend drive. What type of policy do I need if I live in California?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“For your needs, you probably only need
liability coverage
. However, you might not want to get the bare-minimum coverage in California, as this probably won’t provide enough protection in most accidents where you (or your friend) is at fault.But for the sake of saving money while still having adequate coverage, you may want to take out a liability policy with limits of 100/300/100 or 50/100/50. Just make sure to shop for
car insurance quotes online
to get the most value for your money.”View full answer
- Gregory R.
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