What type of car insurance do I need if I'm transporting medical clients to appointments?
My partner has an uninsured car. However, I want to use the car for a new job transporting medical clients/patients to their appointments. What type of car insurance do we need, and how should I insure the vehicle?
May 04, 2021
Answer provided by
Answered at May 04, 2021
“If your partner is listed on the title, they’ll have to take out the car insurance policy. Keep in mind that because you didn’t have insurance on the car previously, the coverage has lapsed. This means you’re going to be paying higher rates, especially for the first six months of the policy.
If you’re going to use the car for work or a business, that’s also going to cost more. You’ll need to insure the vehicle with a commercial policy or business endorsement. Most carriers won’t cover claims that are the result of business activity under a standard personal auto policy.
Consider signing up with Jerry to compare insurance rates and find the best price for your needs and budget. “
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
Should I renew my car policy with my soon-to-be ex?
I'm divorcing my husband and I plan to buy a house. My soon-to-be ex and I are getting a discount on our car insurance, but the policy's up for renewal soon. Should I renew the same policy, or should I get my own and bundle it with the home insurance for the new house?
Mar 12, 2021
What should I do if I can't afford car insurance?
I've been shopping around for car insurance, but all the quotes are really really pricey. What if I just can't afford it?
Mar 12, 2021
How do insurance companies determine whether a vehicle can be repaired or deemed a total loss?
My brother's insurance company deemed his car a total loss. He has new car replacement coverage and full coverage, and it seems odd that his car couldn't be repaired. The vehicle was bought for $27,000. How do insurance companies decide between fixing and totaling a car?
May 07, 2021