What type of car insurance covers natural disasters?

I live in an area that is prone to flooding and landslides. Is there a type of car insurance covers these incidents?

“If you’re looking for coverage for natural disasters, add comprehensive coverage. Comprehensive insurance covers perils that aren’t a collision loss.
Most comprehensive coverage includes damage from:
  • Floods, flash floods, hail, water
  • Windstorms
  • Earthquakes or earth movement
  • Colliding with an animal
  • Theft
  • Broken glass
  • Fire
  • Vandalism
  • Other acts of God
Depending on your car insurance company, your comprehensive coverage may also cover additional damages.”
Emily Maracle
Answered on Jul 29, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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