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What steps do I need to take if I was hit by a drunk driver?

"What should I do if the drunk driver was found to be at-fault but I don't know if they have car insurance? I'm currently without a car due to damages."

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The first thing you’ll want to do is call your car insurance company.
If you have
medical payment coverage
 or
rental reimbursement coverage
, you may be able to get help with any medical bills and a rental car immediately.
If you have
collision insurance
, you may also be able to get your car repaired without waiting for verification of the other driver’s insurance.
While you’ll have to pay your deductible, your insurance company will likely try to collect costs, including your deductible, from the driver or their insurance once it’s verified.
If you aren’t able to get coverage from your own insurance, you may need to reach out to a lawyer. They’ll be able to provide you with guidance on how to proceed. You may need to sue the other driver for damages.”
MORE:
How Police Catch Uninsured Drivers
Car Insurance ClaimsTypes of InsuranceCar Accidents
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