Reviewed by Shannon Martin, Licensed Insurance Agent.
“On average, 13% of the population in the United States is uninsured. In comparison, New Jersey has some of the lowest rates of uninsured drivers. About 3% of New Jersey’s population is uninsured.
Compared to other states, New Jersey has fairly extensive
requirements. They enforce fines and suspensions when you are uninsured and also require insurance companies to report when you’ve cancelled or lost your insurance coverage.
These regulations are likely why they have lower rates of uninsured drivers compared to the rest of the US.
Even so, it’s important to stay properly insured. If you live in New Jersey or another state with low uninsured rates, you still should consider adding
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.