PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
What should my boyfriend do after being hit by a drunk driver and being saddled with $100,000 in medical bills?
"My boyfriend was hit by a drunk driver and their insurance is refusing to pay anymore. He still has $100,000 in medical bills and is being referred to debt collectors now.
Should he file for bankruptcy? Does he have any other options? "
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“When an at-fault driver’s insurance is refusing to pay anymore, it’s most likely because their
bodily injury liability
coverage limit has been exhausted. Once this limit is exhausted, insurance companies will not pay anymore, regardless of how much damage is left. If your boyfriend has
underinsured motorist coverage
, he should be able to submit a claim to his own insurance to cover some of the remaining medical expenses. Should he not have underinsured motorist coverage, he can try to negotiate with his health insurance company. Oftentimes, health insurance companies work directly with hospitals, so they may be able to settle a lower out-of-pocket cost for him.
If the out-of-pocket expense is still too high, he may need to pursue legal action against the other driver to recover any remaining costs.
“
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
