What should I do to get the money for damage to my home after a tornado?

An EF-2 tornado ripped off parts of my home and caused about $40,000 worth of damage. I've never filed a claim before. What do I do next to get the money for repairs?

Answer
“Tornados are terrifying; I am glad you are ok!
Most insurance companies, whether it’s home insurance or car insurance, will allow you to submit claims online.
However, you may want to talk to an agent to ensure you’re submitting your claim properly. Any errors can slow down the process and potentially get you a lower amount of money for your damages.
Once you get the amount they plan on paying you, consider having an independent claims adjuster look it over. As an unbiased party, independent adjusters can make sure the payout is fair.
Keep in mind that when you file a claim, your insurance premiums are likely to increase. If you don’t like your new rate, you should consider shopping around with other providers. Try using a smart-comparison tool like Jerry to help you pull quotes from the top providers and get the best deals delivered to your phone in minutes.”
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Eric Schad
Answered on Aug 12, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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