Services
Insurance
Loans
Repairs
Advice
About

What should I do if I'm in an auto accident and I'm in the country on a visa?

"I am on a work visa and was in a bad car accident. I wasn't at fault and the other driver died in the accident.

I only had $10,000 in medical payment coverage and the other driver's insurance had $20,000. My medical bills are well over $100,000. Can I file for bankruptcy if I'm not a US citizen? "

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The other driver’s insurance company should be covering your medical bills with both
bodily injury liability
and
medical payment coverage
.
If your medical bills are above the limits for both of those coverages, you should see whether you have
underinsured motorist coverage
on your policy. If you do, this will help cover the cost of your medical bills.
Any health insurance you may have should also provide coverage. You can reach out to the hospital’s billing department to let them know you are on a visa. They may be able to make arrangements for you based on your status.
You should also inform your employer of the situation. They may have resources available to you.
Even if you aren’t a US citizen, you have rights if you were hurt in an accident and you can file for bankruptcy if absolutely necessary. “
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings