What should I do if I got into an accident without insurance?
My car insurance was canceled two weeks ago, but I recently got into an accident. While I say it was the other driver's fault, he says it's mine. Now his insurance company wants to sue me. What do I do?
Answer provided by
Answered on Apr 13, 2021
“Without berating you or rubbing salt in the wound, I say never drive without at least liability insurance in the future. The potential legal issues, financial impact, and stress aren’t worth the hassle.
But hindsight is 20/20. Since the accident has already happened, don’t dwell on it. Instead, focus on the issue at hand.
You’re going to be responsible for the entirety of the other driver’s damages. Don’t ignore this. If you wait, the insurance company will sue you, adding up to 70% to the amount owed.
Instead, call the other driver’s insurance company to see what you can work out. In some cases, you might be able to organize a payment plan that won’t ruin your finances.”
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