What should I do if I caused my mom's auto insurance policy to skyrocket?

"I'm 24 and still on her policy, driving a car in her name. I've caused four accidents, and now the price has skyrocketed and she's threatening to kick me off her insurance. What should I do?"

Answer
“There is likely nothing you can do about your mom’s current rate with her existing carrier now that the damage has already been done—unless you choose to accept your mom kicking you off her insurance policy.
Your best bet at this point is to shop around for better rates with other car insurance companies. With four accidents on your record, any quoted price for you and your mom won’t exactly be cheap, but you may find a more affordable rate elsewhere.
Beyond this, maintaining a clean driving record will be the best way to save money for both of you moving forward.
If you want to save money on car insurance, the Jerry app is a good place to start.”
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Sophie Newman
Answered on Jul 26, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
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