What should I do after my Honda Odyssey was hit in a parking lot?

A truck hit my Odyssey in a mall parking lot and my license plate broke off. The other driver has offered to pay for repairs out of pocket. I don't want my insurance to go up. What should I do?

“Your car insurance rate is unlikely to go up since the truck driver is at fault in this situation. So whatever you decide, you can rest easy.
If the other driver is willing to pay out of pocket and you know of a good repair shop that can fix the damage to your Honda, then you can settle this accident privately.
However, if the other driver changes their mind and doesn’t want to pay for the repairs, you’ll have to contact their insurance company to fix the damage.”
Carol Chung
Answered on Apr 23, 2021

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