What should I do about stolen keys?

My car keys were recently stolen. Should I go to a locksmith? Where can I get new keys?

Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Oh, no! I’m sorry to hear that your keys were stolen! I hope you and your car are okay otherwise.
Depending on the type of key you have and the age of your vehicle, you may be able to have a locksmith replace your key.
If you have a traditional car key, locksmiths can replicate it. In most cases, you can even call a mobile locksmith to come directly to you. If they can’t replicate your key, you’ll likely need to go to a repair shop or a dealership to get a new key made.
If you have a newer vehicle with a high-tech key, you’ll also need to visit a dealership. These keys include:
  • Transponder keys
  • Key fobs with a switchblade key
  • Smart keys or keyless ignition
If you do have one of these types of keys, don’t fret! You can have your car towed to a dealership; they’ll replace your key for you! You could also try purchasing a replacement key online.
Whether you need a tow or locksmith, check to see if your
car insurance
towing and labor coverage
or replacement key coverage. If so, you may be able to file a claim to reduce your expenses.
While you may not be able to avoid another key theft in the future, you can protect yourself by adding a roadside assistance membership with
. Jerry’s membership offers towing coverage, lockout service, tire change, jump starts, key replacement, and more!
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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