What score do I need to get financed with Ford Credit?

"Can I get financed with Ford Credit if I have a 600 credit score? I want to buy a Ford F-150. One of my friends told me that Ford Credit was great to work with."

Answer
“The average credit score of borrowers of Ford Credit is 739. With your 600 credit score, you’ll be far below the average rate, but that doesn’t mean that they won’t work with you when buying a new car.
Ford Credit works with borrowers of all types. Even if you have a poor credit score, your income or low debt may put you over the hump.
You might have a much higher interest rate than those with a higher credit score, but that’s typical.
If you get approved, keep paying your loan on time to build credit and monitor your credit on a site like Credit Karma. Then, you can refinance to get a better rate.”
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Eric Schad
Answered on Jul 28, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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