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What score do I need to get financed with Ford Credit?

"Can I get financed with Ford Credit if I have a 600 credit score? I want to buy a Ford F-150. One of my friends told me that Ford Credit was great to work with."

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The average credit score of borrowers of Ford Credit is 739. With your 600 credit score, you’ll be far below the average rate, but that doesn’t mean that they won’t work with you when buying a
new car
.
Ford Credit works with borrowers of all types. Even if you have a poor credit score, your income or low debt may put you over the hump.
You might have a much higher interest rate than those with a higher credit score, but that’s typical.
If you get approved, keep paying your loan on time to build credit and monitor your credit on a site like
Credit Karma
. Then, you can refinance to get a better rate.”
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