What kind of policy is needed for a manufactured home rental?

"I have a manufactured home that I want to rent out for some extra income. How should I insure it? Do I get landlord insurance? Will the tenant need renters insurance?


Answer provided by
Shannon Martin
Answered on Apr 14, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
“Yes, you should insure the manufactured home to protect yourself in the event of a loss. This type of policy is very similar to homeowners policies, but it’s more nuanced towards the type of property being insured.
Landlord policies are available, which is the type of policy you will need to rent out the home. And yes, it is always a good idea to require tenants to have a renters insurance policy. “

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