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What kind of insurance should I get when renting a car through Budget?

What kind of insurance should I purchase for a rental car? I'm going on a trip to Maine and renting a compact vehicle through Budget.

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Rental car insurance
through a rental car company is something you should consider if you don’t have a policy through a car insurance company or credit card.
If you have a personal
auto insurance
policy, your coverage should extend to a rental car. However, you’ll want to check with your car insurance company to confirm.
Many credit card companies such as Visa and Mastercard also offer coverage if you use the card to pay for the rental. They also typically require you to decline the collision damage waiver with the rental company.
Rental car insurance through a rental car company can be expensive, so make sure you don’t have coverage elsewhere before purchasing.”
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