What kind of insurance do I need for a lowered Jeep Renegade?

I’m about to buy a new Jeep, and one of the very first things I want to do is lower it. My mom says it’s going to be hard to find insurance if I modify my car. Is that true? Will I be able to get insurance for a lowered Jeep Renegade?

Find out if you’re getting ripped off on your car insurance in less than two minutes.
No spam · No long forms · No fees
Find savings (100% Free)
rating white
3.5k Ratings
Answer provided by
Heather Bernhard
Answered on May 05, 2022
Hey, there! I have some good news and some not-so-good news. First, the good news: you will be able to get insurance for a lowered Jeep Renegade. The bad news is, it’s probably going to cost you a little more than usual.
Standard auto insurance policies rarely cover vehicle modifications for various reasons. As far as lowered vehicles go, problems include:
  • Reduced traction
  • Steering problems
  • It’s more challenging to clear road obstacles
  • You’re more likely to bottom out
These issues make it more likely that you’ll get in an accident or that your vehicle will become damaged in some way. In addition, lowered cars are more prone to theft.
Check with your current provider to see if they offer custom parts and equipment coverage. If not, you may need to look into a specialized insurer.
Whatever mods you make to your Jeep, Jerry can help you find the right coverage at the best price.
The Jerry super app is the easiest and most effective way to find a car insurance policy that is customized for you.

Here to save on car and home insurance? Great, you do that. We’ll do everything else.

Sign up in under a minute.
No need to fill out forms or shop around. Sign up in 45 seconds to start saving. Jerry does the rest.
Jerry collects and analyzes your current coverage.
Say hello to Jerry, your new insurance agent. We’ll contact your insurance company, review your current plan, then find the coverage that fits your needs and saves you money.
Get the best options before your renewal.
Jerry does all the picky, busy work by comparing prices and coverage from more than 50+ insurance companies. We compare what we find to your current policy and offer you the three best options before every renewal.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free