Q: What kind of car insurance should a caretaker get?
Apr 19, 2021

I look after a woman in her 70s who can't drive but owns a car. As her caretaker, I drive her around in this car. How should I be insured in this situation?

Answer provided by
Carol Chung

“You should purchase the car insurance as the driver of the vehicle. You can add the owner as an additional interest, which simply means they’re financially invested in the car.

The owner will also probably need to be listed as an excluded driver on the policy. This means she can’t drive the car and she won’t be covered by your insurance.”

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