What is the USAA low mileage discount?

I’ve had my car insurance with USAA for years and years. However, I’m going to retire soon and I won’t be driving my car nearly as much. Does USAA have a low mileage discount on its car insurance policies?

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Answer provided by
Eric Schad
Answered on Jul 05, 2022
If you aren’t going to drive nearly as much, the USAA low mileage discount is a great way to save money. To get this discount, you need to drive your car less than 12,000 miles a year. This is a much more generous discount than most other insurers who often have limits between 7,500 and 10,000 miles.
Some of the other car insurance discounts from USAA you can take advantage of include:
If you don’t drive your car that much, using the USAA low mileage discount can pay dividends. However, it never hurts to shop around for other rates on the Jerry app.
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