“A lot of the little details are going to be up to the bank and may vary from place to place, but the basic process is pretty universal and relatively simple.
First, you need to apply for an auto loan through your bank either online, over the phone, or in person. The fact that you have an established relationship with them may help you land a more favorable term or interest rate.
Once you’re approved, you will know how much money you can spend on a car, and you can go pick out your new vehicle and negotiate a price with the salesperson.
After all this is done, you need to give your bank all the information about the car and finalize the loan. The bank will pay the dealership and you will pay the bank. “