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What is the minimum credit score for a VA loan?

I would love to get a car loan through the Veterans Administration, but I’m not sure if my credit is good enough. What is the credit score requirement for a VA loan?

avatar
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Generally speaking, the minimum credit score required for a VA
car loan
is between 580 and 620, which is in the Fair range. If your credit score doesn’t meet these requirements, there are a few things you can do to raise it:
  1. Pay off any outstanding debt
  2. Reduce the balance on your credit card
  3. Increase your credit limit, if possible
  4. Make all payments on time
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