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What is the minimum car insurance requirement for Virginia?

What's the minimum amount of car insurance I need in Virginia? What can I use to find the cheapest rate?

avatar
Rachel Juillerat · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“
Virginia
 drivers can choose to forgo car insurance, but they must pay a $500 fee to the DMV if so.
Just beware: choosing not to purchase insurance means that you will have to pay out-of-pocket for any damages you cause in an accident.
If you choose to buy insurance (which we recommend), you must meet the following minimums:
  • $25,000 in bodily injury liability per person
  • $50,000 in bodily injury liability per accident
  • $20,000 in property damage liability per accident
  • $25,000 in uninsured motorist bodily injury per person
  • $50,000 in uninsured motorist bodily injury per accident
  • $20,000 in uninsured motorist property damage per accident, with a $200 deductible for hit-and-run accidents
Jerry
 is the easiest way to find a car insurance policy that is customized for you.
After showing you dozens of competitive quotes to compare, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. With Jerry, you get all the savings and none of the hassle.”
MORE:
What is a car insurance declaration page? How do I use it?
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