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What is the minimum car insurance requirement for Rhode Island?

What's the minimum amount of car insurance I need in Rhode Island? What can I use to find the cheapest rate?

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Rachel Juillerat · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Rhode Island
drivers are legally required to carry the following amounts of car insurance:
  • Bodily injury liability: $25,000 per person and $50,000 per accident
  • Property damage liability: $25,000 per accident
You are not required to purchase uninsured motorist coverage, but you will likely have to sign a waiver if you choose to forego it. Uninsured motorist insurance pays for your damages if you get in an accident with a driver who lacks sufficient coverage.
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