What is the minimum car insurance requirement for Massachusetts?

What's the minimum amount of car insurance I need in Massachusetts? Massachusetts car insurance rates are so much more expensive than Oklahoma's, where I moved from.

Answer
Massachusetts does have high insurance requirements which can get pricey, but they are meant to protect you and other drivers.
Massachusetts drivers must have the following minimum car insurance coverages:
Type of CoverageMinimum Insurance Limit
Minimum liability coverage20/40/5
Bodily injury per accident$20,000
Bodily injury per person$40,000
Property damage per accident$5,000
Uninsured motorist coverage
Bodily injury per person$20,000
Bodily injury per accident$40,000
Personal injury protection (PIP)$8,000
You’re right, car insurance can be expensive, but it doesn’t have to be. The best way to save money on car insurance is by comparing quotes with multiple companies. If you want to leave the hard work of sifting through multiple providers to somebody else, try using the Jerry app. Jerry compares rates from the top providers and delivers the best deals to your phone in minutes for free.
Best of luck and safe driving!”
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Rachel Juillerat
Answered on Oct 08, 2021
Rachel Juillerat has her Master's in Publishing & Writing from Emerson College. You can view her work in the Independent, Cupid's Pulse, and the Penmen Review. She has worked in personal finance for five years before transitioning to insurance. She lives in Boston, where she spends her time exploring small New England towns, learning new skills, and napping through her cat's zoomies.
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