What is the minimum car insurance requirement for Maryland?

What's the minimum amount of car insurance required in Maryland? I'm a single dad and want to make sure I have the right amount of coverage while also saving money.

Answer
Saving money is always top of mind, especially when you’re looking out for your children.
Maryland requires drivers to have the following minimum car insurance coverage.
Type of CoverageMinimum Insurance Limit
Minimum Liability Coverage30/60/15
Bodily injury per accident$30,000
Bodily injury per person$60,000
Property damage per accident$15,000
Uninsured motorist coverage30/60/15
Bodily injury per accident$30,000
Bodily injury per person$60,000
Property damage per accident$15,000
Personal injury protection (PIP)$2,500
This might seem like a lot of coverage, but it is meant to protect you and other drivers. Having more coverage does make your rates higher, but it prevents potential financial strain in the future if you were to get into an accident and not have the proper coverage.
The best way to help you save money on your car insurance is to compare quotes with multiple companies. If you want to leave the hard work of sifting through quotes, try using the Jerry app. Jerry compares rates from the top 50 providers and delivers the best deals to your phone in minutes for free.
I’m sure you can find many ways to save so that you can enjoy spending more time with your kids. Best of luck!
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Rachel Juillerat
Answered on Sep 23, 2021
Rachel Juillerat has her Master's in Publishing & Writing from Emerson College. You can view her work in the Independent, Cupid's Pulse, and the Penmen Review. She has worked in personal finance for five years before transitioning to insurance. She lives in Boston, where she spends her time exploring small New England towns, learning new skills, and napping through her cat's zoomies.
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