Services
PriceProtect™
DriveShield™
GarageGuard™
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Home Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Recent Studies
Comprehensive Data Reports
Reviews
About
FAQ
MenuIcon
BACK

What is the longest term available for a car loan?

I've heard of eight-year car loans, but is that the maximum term? How long can car loans be?

avatar
Jim Donaher · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The longest term available for an auto loan is 10 years, or 120 months. A loan of this length will result in a low monthly payment, but the savings may be eclipsed by the huge interest costs.
Also, note that most lenders do not offer 10-year auto loans. Those that do often only approve this term for collectible, exotic, or antique cars, as they are more likely to appreciate in value over the life of the loan.
Car Loans
View full answer 
Jerry user testimonial avatar
rating primary
“My experience with Jerry has been absolutely incredible. It took my car insurance from about $400/month to about $80. The entire experience is seamless.” - Gregory R.
Lower my car insurance too
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

card cover

72 Month Car Loans: What They Are and Why To Avoid Them

72 months is equal to 6 years—that’s a long time to be stuck with a payment and interest rate that’s higher than the average.
avatar
Jacoba Bood
card cover

What Is a Car Loan Death Clause?

A car loan death clause, found in loan paperwork, provides details about what happens to an auto loan if the borrower dies.
avatar
Claire Beaney
card cover

Can You Have Two Car Loans at the Same Time?

Can you have two car loans at the same time? Although your interest rates may be quite high, it is possible to get approved for more than one car loan.
avatar
Georgina Grant

Read Advice From Car Experts At Jerry

card cover

Who Owns Mazda?

Mazda is owned by Mazda Motor Corporation, a Japanese multinational automaker that is publicly traded. Learn more here.
avatar
Rob Shapiro
card cover

Tennessee Car Insurance Laws: How much Coverage Do I Need?

Tennessee car insurance laws require drivers to carry a minimum amount of liability insurance, summarized as 25/50/25.
avatar
Sarah Gray
card cover

2013 Hyundai Sonata Gas Tank Size

The 2013 Hyundai Sonata is equipped with an 18.5-gallon gas tank. Learn more here.
avatar
Tiffany Leung

What Others Are Asking

Does the 2021 Hyundai Tucson have a spare tire?
I recently bought a 2022 Hyundai Tucson and wondered if it came with a spare tire. I blew a tire on my last vehicle and didn’t have a spare, and I don’t want to be put in the same position.
avatar
Andrea Barrett
Why Does My Car A/C Only Work When Driving?
I hate the heat and I’ve been noticing that my car’s air conditioning system stops working when I’m stopped at a red light or if I’m idling. Why is the A/C only working and blowing cold air while I drive?
avatar
Jason Tushinski
How long after painting a car can you drive it?
I dropped my Honda off for a new paint job two days ago, and they called me this morning saying I could drive my car home already. I am excited to get it, but that seems a little fast to me. How long after painting a car can you drive it?
avatar
Shannon Martin
Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

    Insurance In Your City

    Easiest way to compare and buy car insurance

    √
    No long forms
    √
    No spam or unwanted phone calls
    √
    Quotes from top insurance companies
    Find insurance savings
    Car Insurance by Make
    Audi
    BMW
    Dodge
    Ford
    GMC
    Honda
    Hyundai
    Jeep
    Kia
    Lexus
    Mercedes-Benz
    Mitsubishi
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Model
    Chevrolet Silverado
    Chevrolet Malibu
    Ford Escape
    GMC Sierra
    Honda Accord
    Honda Civic
    Hyundai Tucson
    Jeep Cherokee
    Jeep Wrangler
    Kia Forte
    Mazda 3
    Nissan Altima
    Subaru Outback
    Subaru Crosstrek
    Toyota Camry
    Toyota Corolla
    Toyota Tacoma
    Toyota Highlander
    Toyota Rav4
    Volkswagen Jetta
    View all
    Car Insurance by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Insurance by City
    Austin, TX
    Boston, MA
    Charlotte, NC
    Chicago, IL
    Columbus, OH
    Dallas, TX
    Denver, CO
    Houston, TX
    Indianapolis, IN
    Jacksonville, FL
    Las Vegas, NV
    Los Angeles, CA
    Nashville, TN
    New York, NY
    Philadelphia, PA
    Phoenix, AZ
    Portland, OR
    San Antonio, TX
    San Francisco, CA
    Seattle, WA
    View all
    Car Loan by Make
    Audi
    BMW
    Chevrolet
    Ford
    GMC
    Honda
    Hyundai
    Kia
    Lexus
    Nissan
    Mercedes-Benz
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Company
    AAA
    Allstate
    Aspire Advantage
    Assurance America
    Bristol West
    Commonwealth
    Dairyland
    Encompass
    Infinity
    Kemper
    Mapfre
    Mercury
    National General
    Nationwide
    Plymouth Rock
    Progressive
    Safeco
    State Auto
    Travelers
    Car Loan by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Repair by Service
    AC Compressor Replacement Cost
    Battery Replacement Cost
    Fuel Injector Replacement Cost
    Fuel Pump Replacement Cost
    Ignition Coil Replacement Cost
    Oil Change Cost
    Oil Pan Replacement Cost
    Power Steering Fluid Service Cost
    Rotate Tires Cost
    Spark Plugs Replacement Cost
    Timing Belt Replacement Cost
    Valve Cover Gasket Replacement Cost
    Water Pump Replacement Cost
    Wheel Bearings Replacement Cost
    View all