What is the difference between uninsured motorist coverage and collision coverage?

"I was filling out an online form for insurance through GEICO and it wanted me to choose between uninsured motorist coverage and collision. What is the difference and why would it make do this?"

Answer
Collision car insurance and uninsured motorist coverage are fairly different. Collision covers damages to your vehicle in the event of an accident, while uninsured motorist coverage is designed to protect you in case of getting in an accident with someone who doesn’t have insurance.
If you’re confused about the online form or why the company is making you choose, it’s probably best to reach out to GEICO directly to ask about their requirements.”
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Sophie Newman
Answered on Jul 27, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
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