What is the cheapest possible auto insurance in Idaho?
I bought a beater car from my neighbor for $500. What is the cheapest insurance I can get in Idaho? The car is barely worth anything.
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Answered on Apr 26, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
“Since car insurance is so unique to every driver, I can’t give you an exact number. But what I can tell you is that finding cheap car insurance isn’t as hard as it once was.
You don’t need to spend hours on the phone just to find a good rate. An insurance broker will get you rates from many companies and help you find the most inexpensive policy.
That being said, the cheapest policy usually has the lowest coverage limits. You should have sufficient liability coverage, regardless of the value of the vehicle, to protect you in the event of an at-fault accident. After the coverage limits are exhausted, you are responsible for the difference.
Idaho requires drivers to have minimum liability coverage of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $15,000 for property damage per accident. But these limits are so low that they may not provide adequate protection. It’s recommended that you buy as much coverage as you can afford.”
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