You don’t need to spend hours on the phone just to find a good rate. An insurance broker will get you rates from many companies and help you find the most inexpensive policy.
Idaho requires drivers to have minimum liability coverage of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $15,000 for property damage per accident. But these limits are so low that they may not provide adequate protection. It’s recommended that you buy as much coverage as you can afford.”