What is the cheapest insurance in Florida?

I just moved to Florida and am thinking about switching insurance carriers. What is the most affordable coverage I can receive in Florida?

Answer
Congrats on the move! Comparison shopping is essential when looking for new insurance premiums in Florida. Premiums for the same coverage options can fluctuate depending on the company you choose, so it’s important to be aware of all possible rates before settling!
Florida is definitely one of the more expensive states when it comes to car insurance. The average annual cost for minimum coverage is $1,101. For full coverage, it’s $2,364. And this can increase even more if you have a less-than-perfect driving record—for example, the average annual cost of full coverage for a driver with a DUI on their record is $3,503.
However, getting the lowest possible rate easily is still very possible! If you’re struggling to find low rates, try checking out the Jerry app—we’ll get you customized quotes from top-of-the-line providers so that all you need to do is choose the plan that works best for you.
Congrats again on the move, and happy shopping!
Gracie Hanson
Answered on Oct 25, 2021
Gracie Hanson is a content intern at Jerry. Currently, she is pursuing a Bachelor's Degree in Communication with a minor in Media Studies at the University of Colorado Boulder. In her spare time, she enjoys listening to music, trying new foods, and road-tripping around Colorado in her Acura TL.
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