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What is the cheapest car loan rate?
How low is the cheapest possible car loan rate? I’ve been comparing deals from different lenders, and I’ve gotten some pretty low offers! That said, I’m wondering if I can get an even cheaper interest rate.
Joshua Levy · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Car loans
are complicated, so they can be tricky to compare! While they might seem better, agreements with lower interest rates often include pitfalls—like required warranties or other unnecessary add-ons that cost you more in the long run. That said, the cheapest available car loan insurance rate is 0%.When dealers that work directly with car manufacturers need to get rid of extra inventory, they’ll sometimes offer car loans with 0% APR to attract more customers. But you’ll need excellent credit to qualify for such offers. Plus, those agreements may only be good at surface level—since they’ll likely include hidden costs.
If you’re worried about making your monthly car loan payments, start saving on car insurance with
Jerry
. A licensed broker, the Jerry app can help you compare personalized quotes from over 50 top providers, including Travelers and Nationwide, for free. When you find a better plan, Jerry can help you buy your new coverage and even help cancel your old policy!View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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