PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
What is the best way to shop for liability and uninsured motorist insurance if I live in California?
I got two speeding tickets in the past year, and now my insurance company wants to raise my rates threefold. I still want good liability and uninsured motorist coverage, but I think I can do better than the rate I was quoted.
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Speeding tickets are the enemy of good car insurance rates. But since you can’t take back the past, you’ll just have to be more careful in the future.
If you can afford it, you should consider upping your limits over the state minimum for
liability insurance
while also getting uninsured/underinsured motorist coverage
.California’s minimum liability coverage is only 15/30/5, which is unlikely to keep you fully protected. Consider raising your coverage to at least 100/300/100, and possibly 250/500/250, just to err on the side of caution.
If you want to find the best rates in California, try shopping online. It’s faster and easier than getting quotes by phone or in person. Aim to get at least three to five quotes to secure an affordable rate.
If you want cheap car insurance quotes fast, go to
Jerry
. A licensed broker that offers end-to-end support, the free Jerry app gathers affordable quotes, helps you switch plans, and even cancels your old policy for you.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
.webp&w=384&q=75)
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
