What is the best way to shop for liability and uninsured motorist insurance if I live in California?
I got two speeding tickets in the past year, and now my insurance company wants to raise my rates threefold. I still want good liability and uninsured motorist coverage, but I think I can do better than the rate I was quoted.
Apr 23, 2021
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Answered at Apr 23, 2021
Liability CoverageCar InsuranceCalifornia
“Speeding tickets are the enemy of good car insurance rates. But since you can’t take back the past, you’ll just have to be more careful in the future.
If you can afford it, you should consider upping your limits over the state minimum for liability insurance while also getting uninsured/underinsured motorist coverage.
California’s minimum liability coverage is only 15/30/5, which is unlikely to keep you fully protected. Consider raising your coverage to at least 100/300/100, and possibly 250/500/250, just to err on the side of caution.
If you want to find the best rates in California, try shopping online. It’s faster and easier than getting quotes by phone or in person. Aim to get at least three to five quotes to secure an affordable rate.
If you want cheap car insurance quotes fast, go to Jerry. A licensed broker that offers end-to-end support, the free Jerry app gathers affordable quotes, helps you switch plans, and even cancels your old policy for you.”
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