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What is the best way to save money on your homeowners policy?
What can I do to bring my homeowners insurance rate down? I am looking to lower the cost of my homeowner's policy. I don't want to lose any coverage, but I do think the price is too high.
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The cost of homeowner’s insurance can fluctuate along with the price of building materials.
If your insurance is rolled into the escrow payments, it can be hard to notice when the rate increases.
A few things can be done to lower the price of your homeowner’s policy without removing any coverage.
First, check in with your carrier and see what discounts are available. For example, you may be able to take advantage of extra savings for security systems and home improvements like storm shutters.
Take a look at your deductible. Is it feasible for you to increase it for a lower premium? If it is $500, get quotes for $1,000 or $2,000, it may save more money than you think!
Another option is to shop around for a lower rate. If you bundle your
homeowners policy and auto policy
with the same company, you will receive a multi-policy discount. The easiest way to save money is by downloading the free
Jerry
app. Jerry shops for insurance with over 50 carriers and delivers the lowest options right to your phone.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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