What is the best way to buy beat-up cars from an insurance company?

How can I buy an old beater from an insurance company? I am fixing up an old car and need to get some spare parts.

Shannon Martin · Answered on Dec 12, 2022
Reviewed by Shannon Martin, Licensed Insurance Agent.
Buying a salvaged car is a great way to accumulate bits and parts you can use to fix up your current vehicle! Most of the time, you can get these cars at auction.
In most cases, you can’t buy junk cars directly from the car insurance company. Instead, the insurance companies use auctions as a simple way to recoup losses from paying out accident claims.
You can find auction locations and dates by:
  • Checking with local tow yards
  • Searching online
  • Asking insurance companies what auction companies they use
Since you aren’t looking to get a car in working condition, you can save time by checking online deals. Most auction companies post listings with pictures and notes describing the vehicle’s damage. They even allow online bidding! (Keep in mind that you can also find car parts at junkyards for a cheaper price.)
Once you get your car up and running, make sure you get the right car insurance policy for your needs. Jerry can help you find the best rates for your coverage level by helping you compare dozens of competitive quotes. When you find a better policy, you can switch in-app!
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