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What is the average national rate for homeowners insurance?

Just out of curiosity, I want to know how much people pay for home insurance. What's the average rate for homeowners insurance across the country?

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Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Although home insurance rates vary depending on the size of the house, the national cost of home insurance for a $200,000 home is about $1,800 with a $1,000 deductible included.
That said, over half of all homes in the United States have far less coverage than they need, making it all the more important to get the correct amount of coverage.
Make sure to get the proper coverage to protect your assets. Having the correct amount of
car insurance
and home insurance will keep you financially sound and provide some peace of mind.
If you want cheap car and home insurance quotes fast, go to
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