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What is the average monthly cost of car insurance in California?

I just moved to California, and my insurance rates skyrocketed. How much does the average person pay for car insurance?

avatar
Rachel Juillerat · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Unfortunately, California has higher insurance rates than most states, so it’s not surprising that your car insurance jumped.
Every state varies in the coverage limits required to drive, and
California
is no different. California’s 2021 average rates depend on several factors. Here’s an example of what you can expect to pay:
  • With a clean driving record: $833 per year
  • After an at-fault accident: $1,369 per year
  • If you’re a teen driver: $2,339 per year
  • After a DUI: $2,006 per year
Note that these numbers are based on the minimum coverage legally required to drive in California. Rates will increase with more coverage.
If you’re trying to find the best coverage at the cheapest prices, try the
Jerry
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