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What is the average cost of homeowners insurance in the U.S.?

"I’d like to know what the average cost is so I don’t end up overpaying for coverage.

"

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Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Every insurance policy is specific to the property being insured. Even an insurance policy for a specific property can vary greatly based on the type of coverage, policy limits, deductible amounts, and other factors. That being said, the national average for homeowners insurance annual premiums is around $1,200. This is based on data from the National Association of Insurance Commissioners (NAIC). “
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