Services
Insurance
Loans
Repairs
Advice
About

What is the average cost of boat insurance?

How much does boat insurance cost annually? I want to insure a pontoon boat.

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Insuring your pontoon boat is a good move and highly recommended. On average, people spend between $200 and $500 a year insuring their boat.
Like
car insurance
, boat insurance rates depend on a variety of factors, such as:
  • The value of your boat
  • Where you live
  • How much coverage you want
  • How much you use your boat
  • Where you store your boat
To determine the cost to insure your boat, you’ll need to shop around.
If you’re currently insured, you can check with your car or homeowner’s insurance company. You may get a discount for bundling policies.
You can also request quotes online to make sure you’re getting the best deal. If you’d like help finding the right policy and price for you, try using
Jerry
. Text our friendly agents through the app and they can help you find the best rate for the coverage you want. And they’ll do this for free.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings