What is supplemental spousal liability car insurance in New York?

I'm buying a car insurance policy in New York. When I was researching, I found that I can add supplemental spousal liability car insurance. What does this cover?

Apr 28, 2021
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Eric Schad
Answered at Apr 28, 2021
“Supplemental spousal liability insurance is a policy that says you can recover damages from your spouse if they’re driving and you get into an accident.
Few people ever get this type of insurance unless they’re legally separated or have a prenuptial agreement. If you’re in a happy marriage, this coverage is probably unnecessary.”
New YorkLiability CoverageCar Insurance
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